Helping You Maximise Your Wealth
Retirement planning
For directors and senior executives, careful forward planning prior to year end and tax year end is vital to ensure that tax allowances are maximised for both the company and the individual. Our pre-year end financial reviews are an essential method of focusing attention on these opportunities.
We also specialise in advising the professional self-employed on retirement, taking account of possible fluctuations in profitability by providing flexible contribution pension plans.
For companies we can assess and evaluate the range of staff retirement benefits available on a group or individual basis. For example, advice can be provided as to the suitability of increasing contributions, personal fund choice, or death in service benefit.
Savings and investments
While some people are prepared to save capital sums and are looking for protection from inflation, others are seeking a regular income. As the purpose can vary, so can the solution.
Our independent stance gives us freedom to advise on a wide range of investments, from the latest financial products to reinvestment of money that has matured in existing schemes.
Private education funding
Putting one child through private education could cost as much as £165,000. Financial planning in this area cannot begin early enough, especially if you have more than one child when meeting costs out of net income can often pose a problem.
We offer a wide variety of school fees planning tailored to your individual circumstances.
Medical care provision
There are an increasing number of product providers servicing this rising need. Whether it be private health care, income replacement plans, long-term care provision or critical illness payments, we can help you to assess the many options available and implement a protection schedule that meets not only your needs but also your budget.
Life insurance protection
We advise on provision for the unexpected with cover ranging from mortgage repayments to protection of family income. Protection is also available against loss of income through illness or disability. Many people have put in place benefits payable on their death but few consider what would happen if they became totally and permanently disabled from critical conditions such as cancer, a stroke or heart attack. We can help you to protect yourself.
